To ascertain why e-banking is preferred by the financial institutions to the traditional banking. B increasing ; diminishing 12 In emerging economic systems. Traditional banking is characterized by physical decentralization, with branches scattered around populated areas to give customers easy geographical access Ainin et al.
Most banks are also adopting e-banking system which is state — of- the art. A debt deflation 9. On the other hand, E- Banking does away with the need for most visits to the bank.
To identify why e-banking was adopted by financial institutions in Ghana.
The consequence is A that net worth in existent footings diminutions. Among these E-banking facilities, the Automated Teller Machine ATM is the first well-known and widely adopted system that was introduced to facilitate the user access to banking activities Nyangosi et al. The primary data will be wholly captured from selected branches of standard chartered bank through the administration of questionnaires and interviews with some key personnel of the bank.
It will help in modernizing the operation of the Central bank to support automated clearing service and update supervisory and regulatory rules for absorbing ICT-based banking. A cross — sectional data will be collected for the study which will be made up of both primary and secondary data.
Banks and other financial institutions have moved to e-banking in their efforts to cut costs while maintaining reliable customer service Kolodinsky and Hogarth, This study attempts to identify the effects of e-banking on profitability of financial institutions. They are now offering their services mainly through their internet branches.
These objectives provide the basis for the research questions 1. A Collateralized debt duty CDO 4 The growing of the subprime mortgage market led to A increased demand for houses and helped fuel the roar in lodging monetary values.
Which state saw their banking system prostration necessitating the authorities to take over its three largest Bankss? Regression analysis will be the mode in which data collected will be analyzed. Why was e-banking adopted in financial institutions in Ghana?
E-banking is characterized with some advantages to the institutions and customers such as low per unit operating cost, convenience to customers since it does not require any physical premises and low incidence of errors.
Get Full Essay Get access to this section to get all help you need with your essay and educational issues. Face-to-face interviews will also be used to collect individual concern on e-banking.Chapter 17 Banking and the Management of Financial Institutions 98 Chapter 18 Financial Regulation Chapter 19 Banking Industry: Structure and Competition Start studying Chapter Banking and the Management of Financial Institutions.
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ultimedescente.com identify why e-banking was adopted by financial institutions in Ghana. ultimedescente.com ascertain why e-banking is preferred by the financial institutions to the traditional banking. ultimedescente.com ascertain how e-banking contribute to the profitability (that is the Returns on equity, return in asset and margin) of financial institutions.
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